Holiday Loans

Looking forward to a holiday?

PersonalCompetitive rates

Time$2,000 - $30,000 unsecured

DayMoney in your account within a day

OnlineSimple, 100% online process

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How much do you need for your holiday?


$2,000 $30,000

Repayments as low as




total payable

Take a look at what other Kiwis say about us

Why use a personal loan to help pay for your next holiday?


Finance your special holiday

Paying for a holiday on a high-interest credit card can be costly. A fixed-rate Nectar personal loan can be used to pay the costs of your trip with a simple weekly, fortnightly or monthly payment.

Fixed Interest Rate

Get a fixed interest rate

With a holiday loan from Nectar, your interest rate and repayment amount is fixed for the life of the loan. You’ll know exactly what your repayments are and how many of them you’ll need to make in order to pay off your loan.

Why choose Nectar for a holiday loan?

Get your personalised loan quote
as soon as 8:42 pm*

  • Simple, 7 minute application

    Apply online today and get your personalised loan quote.

  • Choose a loan option

    Select the amount and payment option that suits you.

  • Receive funds as soon as today

    If approved, we aim to have the funds in your account the same day as your contract being signed online.

* A Nectar Money loan is subject to responsible lending checks, credit criteria and terms and conditions.
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Up front rates with no hidden fees


Loan sizes

$2,000 - $30,000

Establishment Fee

Establishment fee

$1.75 admin fee per repayment

Interest Rate

Interest rates (p.a.)

11.95% - 29.95%

Loan Terms

Loan terms

6 months - 5 years

Loan features:

  • Loans are unsecured
  • No early repayment penalties
  • We fix your personalised interest rate for the life of the loan
  • You can make repayments weekly, fortnightly or monthly depending on your pay cycle

Get a Nectar Holiday Loan today

Going on holiday is something that everyone looks forward to. We get it – everyone needs a break to relax and disconnect. We also know it  can be difficult to pull together a holiday plan that you’re comfortable with, especially if the entire family is involved.

Fortunately, your next trip can be a little more stress-free with holiday loans from Nectar that are tailored directly to your needs. A holiday loan from Nectar is one of many fast personal loans we offer, specifically used for travel purposes. A holiday loan can help with the cost of flights and accommodation, or give you an emergency cash fund for peace of mind. Take a well-earned break with Nectar.

Common holiday loan questions

1. What is a holiday personal loan?

A holiday personal loan is money borrowed from a bank or online lender for travel expenses, after a successful loan application. A holiday loan is not usually secured by collateral. Lenders approve personal loans based on an applicant's credit score, regular income, and financial history. Secured loans, on the other hand, require collateral such as a house or car.

2. How does a Nectar holiday loan work?

As a responsible lender, we consider your financial and personal circumstances when evaluating your personal loan application from Nectar. Nectar offers a range of personal loans for different personal circumstances - car loans, emergency loans, debt consolidation loans, home improvement loans, holiday loans and even wedding loans.

We need to know about your income, expenses, and any debts or loans you have. We will provide you a Nectar loan quote, including the interest rate, maximum borrowing amount and repayment terms. You can then choose if you wish to accept it.

Managing your Nectar holiday loan is easy. Borrowers can access the Nectar borrower portal to view their loan balance, upcoming repayment dates, repayment amounts due and apply for loan top ups.

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Personal loans that fit your needs

Whether it’s to cover a major expense or improve your home, Nectar Money may be able to help

Debt Consolidation Loans

Consolidate multiple loans into one payment

Car Loans

Buy a car today with our car loans

Home Improvement Loans

Get a home improvement loan with a competitive rate

Holiday Loans

Take care of your holiday costs in advance

Emergency Loans

Take control and pay off unexpected expenses

Wedding Loans

Manage your wedding expenses and ensure your special day runs smoothly

Get started

Get your personalised loan quote in minutes with no obligation to accept1

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Terms and conditions
1 A Nectar Money loan is subject to responsible lending checks, credit criteria and terms and conditions. Nectar Money’s personalised interest rates are from 11.95% p.a – 29.95% p.a fixed based on your unique circumstances. A $240 establishment fee and $1.75 admin fee per repayment applies. There are no early repayment penalties.