Support for customers during COVID-19. Find out more

Emergency Loans

Take control of unexpected expenses!

Time$1,000 - $25,000 unsecured

DayMoney in your account within a day

OnlineSimple, 100% online process

PersonalCompetitive, personalised rates

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A loan that suits you. How much do you need?


$1,000 $25,000

Repayments as low as




Fast online loans, and when you need it the most


Apply online, anytime

It doesn’t matter what device you’re using – our online loan portal is quick and easy to use. You can complete your entire application online and avoid time-consuming paperwork.

Fixed Interest Rate

Get Same-Day Emergency Funds

Emergencies are often time-sensitive, so we don’t muck around. Once you’ve completed your application, if eligible, you’ll get your rate and offer instantly. If approved you could have the funds in your account as soon as a few hours.

Why choose Nectar when you need an emergency loan?

Get your offer and rate
as soon as 11:47 pm

  • Simple, 7 minute application

    Apply online, tell us about yourself and the loan you need.

  • Get your rate and offer instantly

    We don't muck around. You can receive your personalised rate and offer instantly after completing your application.

  • Receive funds as soon as today

    If approved, we aim to have the funds in your account the same day as your contract being signed online.

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Up front rates with no hidden fees


Loan sizes

$1,000 - $25,000

Establishment Fee

Establishment fee


Interest Rate

Interest rates (p.a)

8.95% - 29.95%

Loan Terms

Loan terms

6 months - 4 years

Loan features:

  • No early repayment penalties
  • Your personalised interest rate is fixed for the life of the loan
  • Repayments can be made weekly, fortnightly or monthly depending on your pay cycle.

What our customers say about us

Our customers find Nectar simpler and faster than other lenders

Get your rate and offer in minutes with no obligation to accept

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