Personal Loans NZ

Loans made simple

TimeDecision in minutes

DayMoney in your account within a day

OnlineSimple, 100% online process

PersonalPersonalised rates from 8.95% - 29.95% p.a. fixed*

How much do you need?

$5000

$1,000 $15,000

Repayments as low as

$93.30

per     

over  

Personal loans that fit your needs

Whether it’s to finance a major expense or improve your home, Nectar may be able to help

Debt Consolidation Loans

Consolidate multiple loans into one payment

Car Loans

Buy a car today with our car loans

Home Improvement Loans

Get a home improvement loan with a competitive rate

Holiday Loans

Take care of your holidays’ costs in advance

Emergency Loans

Take control and pay off unexpected expenses

Wedding Loans

Just Nectar it!

Why choose Nectar for a personal loan?

Get your offer and rate
as soon as 1:52 pm

  • Simple, 7 minute application

    Apply online, tell us about yourself and the loan you need.

  • Get your rate and offer instantly

    We don't muck around. You can receive your personalised rate and offer instantly after completing your application.

  • Receive funds as soon as today

    If approved, we aim to have the funds in your account the same day as your contract being signed online.

Up front rates with no hidden fees

Unsecured

Loan sizes

Unsecured
$1,000 - $15,000

Establishment Fee

Establishment fee

$240

Interest Rate

Interest rates (p.a)

8.95% - 29.95%

Loan Terms

Loan terms

6 months - 3 years

Loan features:

  • No early repayment penalties
  • Your personalised interest rate is fixed for the life of the loan
  • Repayments can be made weekly, fortnightly or monthly depending on your pay cycle.

What our customers say about us

Our customers find Nectar simpler and faster than other lenders

Get a decision in minutes with no obligation to accept

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