Decision in minutes
Money in your account within a day
Simple, 100% online process
Competitive, personalised rates
Nectar's unsecured car loans provide you with cash buyer confidence at the car yard. Nectar factors in your unique circumstances to determine some of New Zealand’s lowest interest rates. What’s more, we do it in just minutes, free of any hidden fees or charges.
Nectar’s safe and secure car loans will get you on the road quickly. With our smart application process you can receive a competitive, personalised loan offer with flexible terms that works for you. You’ll get a decision in minutes and, with approval, you’ll see money in your account as soon as a few hours.
Apply online, tell us about yourself and the loan you need.
We don't muck around. You can receive your personalised rate and offer instantly after completing your application.
If approved, we aim to have the funds in your account the same day as your contract being signed online.
$1,000 - $15,000
8.95% - 29.95%
6 months - 3 years
Our customers find Nectar simpler and faster than other lenders