Decision in minutes
Money in your account within a day
Simple, 100% online process
Competitive, personalised rates
Instead of getting a mortgage and borrowing money against the value of your house, opt for an unsecured fixed rate personal loan. Getting a loan based on your credit history instead of your home's equity means you can use your loan as you see fit.
Complete that renovation project, add a deck, or upgrade your bathroom. Get on top of upgrades and replacements, such as roof repairs and broken water heaters.
Apply online, tell us about yourself and the loan you need.
We don't muck around. You can receive your personalised rate and offer instantly after completing your application.
If approved, we aim to have the funds in your account the same day as your contract being signed online.
$1,000 - $15,000
8.95% - 29.95%
6 months - 3 years
Our customers find Nectar simpler and faster than other lenders