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$1,000 - $25,000 unsecured
Money in your account within a day
Simple, 100% online process
Competitive, personalised rates
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Note: Calculator results are a guide to repayment amounts, based on a 11.95% p.a. interest rate. A Nectar loan is subject to the completion of an application form, successful responsible lending checks, and fulfilling our standard lending criteria.
Instead of getting a mortgage and borrowing money against the value of your house, opt for an unsecured fixed rate personal loan. Getting a loan based on your credit history instead of your home's equity means you can use your loan as you see fit.
Complete that renovation project, add a deck, or upgrade your bathroom. Get on top of upgrades and replacements, such as roof repairs and broken water heaters.
Apply online, tell us about yourself and the loan you need.
We don't muck around. You can receive your personalised rate and offer instantly after completing your application.
If approved, we aim to have the funds in your account the same day as your contract being signed online.
Note: Details above are illustrative only.
$1,000 - $25,000
8.95% - 29.95%
6 months - 4 years
Our customers find Nectar simpler and faster than other lenders
Renovating your home is always exciting, but it can also be incredibly stressful. Whether you’re upgrading your bathroom or kitchen, or extending the house to fit new family members or adding a deck, renovations are more accessible with home improvement loans from Nectar – which are tailored directly to your needs.
A home improvement instant loan is a personal loan that you can use for any costs associated with renovating your residential home. We don’t ask for extensive paperwork from all your contractors or have to do a valuation like the bank usually would. Instead, once you’re approved, we aim to have your home improvement funds in your account on the same day.