Home Improvements Loan NZ

Make your house
a home!

TimeDecision in minutes

DayMoney in your account within a day

OnlineSimple, 100% online process

PersonalCompetitive, personalised rates

How much do you need for your renovations?

$5000

$1,000 $15,000

Repayments as low as

$93.30

per     

over  

Why improve your home with a personal loan?

Simplify

Expand your home

Instead of getting a mortgage and borrowing money against the value of your house, opt for an unsecured fixed rate personal loan. Getting a loan based on your credit history instead of your home's equity means you can use your loan as you see fit.

Fixed Interest Rate

Cover unexpected expenses

Complete that renovation project, add a deck, or upgrade your bathroom. Get on top of upgrades and replacements, such as roof repairs and broken water heaters.

Why choose Nectar to help with your home renovations?

Get your offer and rate
as soon as 3:31 am

  • Simple, 7 minute application

    Apply online, tell us about yourself and the loan you need.

  • Get your rate and offer instantly

    We don't muck around. You can receive your personalised rate and offer instantly after completing your application.

  • Receive funds as soon as today

    If approved, we aim to have the funds in your account the same day as your contract being signed online.

Up front rates with no hidden fees

Unsecured

Loan sizes

Unsecured
$1,000 - $15,000

Establishment Fee

Establishment fee

$240

Interest Rate

Interest rates (p.a)

8.95% - 29.95%

Loan Terms

Loan terms

6 months - 3 years

Loan features:

  • No early repayment penalties
  • Your personalised interest rate is fixed for the life of the loan
  • Repayments can be made weekly, fortnightly or monthly depending on your pay cycle.

What our customers say about us

Our customers find Nectar simpler and faster than other lenders

Get a decision in minutes with no obligation to accept

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