Competitive rates
$2,000 - $30,000 unsecured
Money in your account within a day
Simple, 100% online process
If you're keen to add value to your home with a renovation, you can opt for an unsecured fixed rate personal loan. This will avoid you extending your mortgage and borrowing money against the value of your house.
Getting a renovation loan based on your credit history instead of your home's equity means you can use your personal loan funds however you want.
Complete that renovation project, add a deck, or upgrade your bathroom. Get on top of upgrades and replacements, such as roof repairs and broken water heaters.
Apply online today and get your personalised loan quote.
Select the amount and payment option that suits you.
If approved, we aim to have the funds in your account the same day as your contract being signed online.
Unsecured
$2,000 - $30,000
$240
$1.75 admin fee per repayment
11.95% - 29.95%
6 months - 5 years
Renovating your home is always exciting, but it can also be incredibly stressful. Whether you’re upgrading your bathroom or kitchen, or extending the house to fit new family members, renovations are more accessible with home improvement loans from Nectar. We tailor our personal loans to your needs.
A home improvement loan is a personal loan that you can use for any costs associated with renovating your residential home. We don’t ask for extensive paperwork from all your contractors or need a valuation like the bank usually would. Instead, once you’re approved, we aim to have your home improvement funds in your bank account the same day.
A home improvement loan is money borrowed from a bank or online lender for personal expenses relating to improvements or maintenance of your home. If you have a successful loan application, the personal loan is not usually secured by collateral. Lenders approve personal loans based on an applicant's credit score, regular income, and financial history. Secured loans, on the other hand, require collateral such as a house or car.
As a responsible lender, we consider your financial and personal circumstances when evaluating your personal loan application from Nectar. Nectar offers a range of personal loans for different personal circumstances - car loans, emergency loans, debt consolidation loans, home improvement loans, holiday loans and even wedding loans.
We need to know about your income, expenses, and any debts or loans you have. We will provide you a Nectar loan quote, including the interest rate, maximum borrowing amount and repayment terms. You can then choose if you wish to accept it.
Managing your Nectar home improvement loan is easy. Borrowers can access the Nectar borrower portal to view their loan balance, upcoming repayment dates, repayment amounts due and apply for loan top ups.
Consolidate multiple loans into one payment
Buy a car today with our car loans
Get a home improvement loan with a competitive rate
Take care of your holiday costs in advance
Take control and pay off unexpected expenses
Manage your wedding expenses and ensure your special day runs smoothly
