Wedding Loans

Finance your special day

PersonalCompetitive rates

Time$2,000 - $30,000 unsecured

DayMoney in your account within a day

OnlineSimple, 100% online process

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How much do you need for your wedding?


$2,000 $30,000

Repayments as low as




total payable

Take a look at what other Kiwis say about us

We’ll be there every step of the way to make your wedding finance easy.


No stress, no fuss

Your big day can be even bigger with the help of a Nectar wedding loan. We know planning your wedding can be stressful, but financing your wedding shouldn’t be. Nectar’s wedding loans can help with your biggest wedding expenses and put your dream wedding within reach.

Fixed Interest Rate

Customisable payment plan

If you’re worried about financing your dream wedding, or don’t want to wait years to save enough money, Nectar offers the perfect solution. Take control of your wedding planning with a simple and fast loan from Nectar today.

Why choose Nectar for a wedding loan?

Get your personalised loan quote
as soon as 8:42 pm*

  • Simple, 7 minute application

    Apply online today and get your personalised loan quote.

  • Choose a loan option

    Select the amount and payment option that suits you.

  • Receive funds as soon as today

    If approved, we aim to have the funds in your account the same day as your contract being signed online.

* A Nectar Money loan is subject to responsible lending checks, credit criteria and terms and conditions.
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Up front rates with no hidden fees


Loan sizes

$2,000 - $30,000

Establishment Fee

Establishment fee

$1.75 admin fee per repayment

Interest Rate

Interest rates (p.a.)

11.95% - 29.95%

Loan Terms

Loan terms

6 months - 5 years

Loan features:

  • Loans are unsecured
  • No early repayment penalties
  • We fix your personalised interest rate for the life of the loan
  • You can make repayments weekly, fortnightly or monthly depending on your pay cycle

Wedding finance made easy

Nectar’s helpful staff can work with you to make sure you get the right loan for you. With customisable payment plans and competitive personalised rates, our wedding loans are tailor-made to help plan your wedding finance. Nectar’s comprehensive loan calculator will help you determine how much you can borrow.

A wedding loan from Nectar gives you cash up front to seek out the best wedding planners and photographers, put a bond down on that perfect venue, or make a downpayment on that exotic honeymoon.

Common wedding loan questions

1. What is a wedding personal loan?

A wedding personal loan is money borrowed from a bank or online lender for wedding expenses, after a successful loan application. A wedding loan is not usually secured by collateral. Lenders approve personal loans based on an applicant's credit score, regular income, and financial history. Secured loans, on the other hand, require collateral such as a house or car.

2. How does a Nectar wedding loan work?

As a responsible lender, we consider your financial and personal circumstances when evaluating your personal loan application from Nectar. Nectar offers a range of personal loans for different personal circumstances - car loans, emergency loans, debt consolidation loans, home improvement loans, holiday loans and even wedding loans.

We need to know about your income, expenses, and any debts or loans you have. We will provide you a Nectar loan quote, including the interest rate, maximum borrowing amount and repayment terms. You can then choose if you wish to accept it.

Managing your Nectar wedding loan is easy. Borrowers can access the Nectar borrower portal to view their loan balance, upcoming repayment dates, repayment amounts due and apply for loan top ups.

Our latest resources

Keen to better manage your personal finances or understand how personal loans work? We explain how to make better financial decisions, regardless of your personal situation

What Loan Products does Nectar Money offer?

Nectar has a range of personal loans. There are many reasons to get a loan - we explain why.

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The average NZ wedding costs $35,000: planning, research and budgeting will be key to ensure you keep within your budget.

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Five Ways To Finance Your Dream Wedding

The small wedding details really can add up. We provide practical wedding budget tips and finance ideas.

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Personal loans that fit your needs

Whether it’s to cover a major expense or improve your home, Nectar Money may be able to help

Debt Consolidation Loans

Consolidate multiple loans into one payment

Car Loans

Buy a car today with our car loans

Home Improvement Loans

Get a home improvement loan with a competitive rate

Holiday Loans

Take care of your holiday costs in advance

Emergency Loans

Take control and pay off unexpected expenses

Wedding Loans

Manage your wedding expenses and ensure your special day runs smoothly

Get started

Get your personalised loan quote in minutes with no obligation to accept1

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Terms and conditions
1 A Nectar Money loan is subject to responsible lending checks, credit criteria and terms and conditions. Nectar Money’s personalised interest rates are from 11.95% p.a – 29.95% p.a fixed based on your unique circumstances. A $240 establishment fee and $1.75 admin fee per repayment applies. There are no early repayment penalties.