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Loans NZ

Borrow Better. Faster.

PersonalCompetitive rates

Time$2,000 - $30,000 unsecured

DayMoney in your account within a day

OnlineSimple, 100% online process

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Take a look at what other Kiwis say about us

We're changing the game to make it faster and more convenient for you to get a loan

If I borrow

$20,000

my repayments
will be as low as

$105.24

per  

over  

total payable

Get your personalised loan quote as soon as 3:10 pm1

  • Simple, 7 minute application

    Apply online today and get your personalised loan quote.

  • Choose a loan option

    Select the amount and payment option that suits you.

  • Receive funds as soon as today

    If approved, we aim to have the funds in your account the same day as your contract being signed online.

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Our latest resources

Keen to better manage your personal finances or understand how personal loans work? We explain how to make better financial decisions, regardless of your personal situation.

What is a Money Personality?

Have you ever thought about your money personality? What is your relationship with money or mindset about your personal finances?

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How To Finance Your Kitchen Renovation The Smart Way

The kitchen is considered the heart of the home, and is a common focus area for Kiwi households to renovate.

Read More

Financing your home renovation in NZ

Renovating your home is a major decision, almost as important as buying it in the first place. Renovations can be

Read More

Personal loans that fit your needs

Whether it’s to cover a major expense or improve your home, Nectar Money may be able to help.

Debt Consolidation Loans

Consolidate multiple loans into one payment

Car Loans

Buy a car today with our car loans

Home Improvement Loans

Get a home improvement loan with a competitive rate

Holiday Loans

Take care of your holiday costs in advance

Emergency Loans

Take control and pay off unexpected expenses

Wedding Loans

Manage your wedding expenses and ensure your special day runs smoothly

Get your personalised loan quote in minutes with no obligation to accept1

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Terms and conditions
1 A Nectar Money loan is subject to responsible lending checks, credit criteria and terms and conditions. Nectar Money’s personalised interest rates are from 11.95% p.a – 29.95% p.a fixed based on your unique circumstances. A $240 establishment fee and $1.75 admin fee per repayment applies. There are no early repayment penalties.