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Loans made simple

TimeDecision in minutes

DayMoney in your account within a day

OnlineSimple, 100% online process

PersonalCompetitive, personalised rates

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We're changing the game to make it faster and more convenient for you to get a loan

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How it works video preview

If I borrow

$5000

my repayments
will be as low as

$93.30

per  

over  

Note: Calculator results are a guide to repayment amounts, based on a 11.95% p.a. interest rate. A Nectar loan is subject to the completion of an application form, successful responsible lending checks, and fulfilling our standard lending criteria.

Get your offer and rate as soon as

  • Simple, 7 minute application

    Apply online, tell us about yourself and the loan you need.

  • Get your rate and offer instantly

    We don't muck around. You can receive your personalised rate and offer instantly after completing your application.

  • Receive funds as soon as today

    If approved, we aim to have the funds in your account the same day as your contract being signed online.

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Note: Details above are illustrative only.

Loved by Kiwis, owned by Kiwis

Nectar is 100% Kiwi owned and operated. Taking our inspiration from pioneering lenders across the world, we offer a service that is unmatched on our shores. Take a look at what other Kiwis say about us.

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Get a decision in minutes with no obligation to accept

Loans made simple

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