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Borrow Better. Faster.

Time$1,000 - $20,000 unsecured

DayMoney in your account within a day

OnlineSimple, 100% online process

PersonalCompetitive, personalised rates

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We're changing the game to make it faster and more convenient for you to get a loan

If I borrow


my repayments
will be as low as




Get your offer and rate as soon as

  • Simple, 7 minute application

    Apply online, tell us about yourself and the loan you need.

  • Get your rate and offer instantly

    We don't muck around. You can receive your personalised rate and offer instantly after completing your application.

  • Receive funds as soon as today

    If approved, we aim to have the funds in your account the same day as your contract being signed online.

Loved by Kiwis, owned by Kiwis

Nectar is 100% Kiwi owned and operated. Taking our inspiration from pioneering lenders across the world, we offer a service that is unmatched on our shores. Take a look at what other Kiwis say about us.

Get your rate and offer in minutes with no obligation to accept

Loans made simple

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