Decision in minutes
Money in your account within a day
Simple, 100% online process
Competitive, personalised rates
Apply online, tell us about yourself and the loan you need.
We don't muck around. You can receive your personalised rate and offer instantly after completing your application.
If approved, we aim to have the funds in your account the same day as your contract being signed online.
Pay weekly, fortnightly, monthly, from 6 months to 36 months. Our flexible terms makes your repayments easy to manage.
We’re technology advanced and totally online, letting us flag the fancy branches and pass the savings onto you.
From debt consolidation to that overdue holiday, personalising your loan gives you the freedom to spend it on what you need.
We’re always happy to have a chat and support you every step of the way, unlike other online companies.
Nectar is 100% Kiwi owned and operated. Taking our inspiration from pioneering lenders across the world, we offer a service that is unmatched on our shores. Take a look at what other Kiwis say about us.