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Loans NZ

Borrow Better. Faster.

PersonalCompetitive rates

Time$2,000 - $30,000 unsecured

DayMoney in your account within a day

OnlineSimple, 100% online process

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We're changing the game to make it faster and more convenient for you to get a loan

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If I borrow

$20,000

my repayments
will be as low as

$105.24

per  

over  

total payable

Note: Calculator results are a guide to repayment amounts, based on a 11.95% p.a. interest rate. A Nectar loan requires an application form to be completed. Responsible lending checks must then be successfully performed. Lastly, our standard lending criteria must be fulfilled. Results include a $240 establishment fee and $1.75 admin fee per repayment. Interest rates are from 11.95% p.a – 29.95% p.a fixed based on your unique circumstances.

Get your personalised loan quote as soon as 2:00 pm1

  • Simple, 7 minute application

    Apply online today and get your personalised loan quote.

  • Choose a loan option

    Select the amount and payment option that suits you.

  • Receive funds as soon as today

    If approved, we aim to have the funds in your account the same day as your contract being signed online.

Get started
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Note: Details above are illustrative only.

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Personal loans that fit your needs

Whether it’s to cover a major expense or improve your home, Nectar may be able to help.

Debt Consolidation Loans

Consolidate multiple loans into one payment

Car Loans

Buy a car today with our car loans

Home Improvement Loans

Get a home improvement loan with a competitive rate

Holiday Loans

Take care of your holiday costs in advance

Emergency Loans

Take control and pay off unexpected expenses

Wedding Loans

Manage your wedding expenses and ensure your special day runs smoothly

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Get your personalised loan quote in minutes with no obligation to accept1

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Terms and conditions
1 A Nectar Loan is subject to responsible lending checks, credit criteria and terms and conditions. Nectar’s personalised interest rates are from 11.95% p.a – 29.95% p.a fixed based on your unique circumstances. A $240 establishment fee and $1.75 admin fee per repayment applies. There are no early repayment penalties.