Personal loan calculator

Use the calculator below to help work out your loan repayments

Loan Calculator
Loan Amount

$20000

$2,000

$30,000

Credit History 

HAD A FEW ISSUES

MEDIUM

EXCELLENT

Repayment Estimate

$135.42

Loan Amount

$20000

Interest Rate

13.4%

Length of loan


With repayment every


Total Amount Payable $28,168

Please note: Calculator results are an approximate guide to repayment amounts based on your selected credit history and includes all fees. A Nectar Money loan is subject to the completion of an application form, successful responsible lending checks and fulfilling our standard lending criteria. They do not represent a quote or offer for a loan. Results include a $240 establishment fee and $1.75 admin fee per repayment.

Use our personal loan calculator to help work out a loan that fits your needs

Whether it’s to cover a major expense or improve your home, Nectar may be able to help

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Emergency Loans

Take control and pay off unexpected expenses

Wedding Loans

Manage your wedding expenses and ensure your special day runs smoothly

Get started

Why choose Nectar for a personal loan?

Get your personalised loan quote
as soon as 1:12 pm*

  • Simple, 7 minute application

    Apply online today and get your personalised loan quote.

  • Choose a loan option

    Select the amount and payment option that suits you.

  • Receive funds as soon as today

    If approved, we aim to have the funds in your account the same day as your contract being signed online.

* A Nectar Money loan is subject to responsible lending checks, credit criteria and terms and conditions.
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Up front rates with no hidden fees

Unsecured

Loan sizes

Unsecured
$2,000 - $30,000

Establishment Fee

Establishment fee

$240
$1.75 admin fee per repayment

Interest Rate

Interest rates (p.a.)

11.95% - 29.95%

Loan Terms

Loan terms

6 months - 5 years

Loan features:

  • Loans are unsecured
  • No early repayment penalties
  • We fix your personalised interest rate for the life of the loan
  • Use our repayment calculator to help determine how much you can borrow

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