Personal loan calculator

Use the calculator below to help work out your loan repayments

Loan Calculator
Loan Amount




Credit History 




Repayment Estimate


Loan Amount


Interest Rate


Length of loan

With repayment every

Total Amount Payable $28,168

Please note: Calculator results are an approximate guide to repayment amounts based on your selected credit history and includes all fees. A Nectar Money loan is subject to the completion of an application form, successful responsible lending checks and fulfilling our standard lending criteria. They do not represent a quote or offer for a loan. Results include a $240 establishment fee and $1.75 admin fee per repayment.

Use our personal loan calculator to help work out a loan that fits your needs

Whether it’s to cover a major expense or improve your home, Nectar may be able to help

Debt Consolidation Loans

Consolidate multiple loans into one payment

Car Loans

Buy a car today with our car loans

Home Improvement Loans

Get a home improvement loan with a competitive rate

Holiday Loans

Take care of your holiday costs in advance

Emergency Loans

Take control and pay off unexpected expenses

Wedding Loans

Manage your wedding expenses and ensure your special day runs smoothly

Get started

Why choose Nectar for a personal loan?

Get your personalised loan quote
as soon as 1:12 pm*

  • Simple, 7 minute application

    Apply online today and get your personalised loan quote.

  • Choose a loan option

    Select the amount and payment option that suits you.

  • Receive funds as soon as today

    If approved, we aim to have the funds in your account the same day as your contract being signed online.

* A Nectar Money loan is subject to responsible lending checks, credit criteria and terms and conditions.
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Up front rates with no hidden fees


Loan sizes

$2,000 - $30,000

Establishment Fee

Establishment fee

$1.75 admin fee per repayment

Interest Rate

Interest rates (p.a.)

11.95% - 29.95%

Loan Terms

Loan terms

6 months - 5 years

Loan features:

  • Loans are unsecured
  • No early repayment penalties
  • We fix your personalised interest rate for the life of the loan
  • Use our repayment calculator to help determine how much you can borrow

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