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Resources | Nectar

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Keen to better manage your personal finances or understand how personal loans work? We explain how to make better financial decisions, regardless of your personal situation

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Category: Applying for a Loan

What interest rate will I get and how is it calculated?

 

Short answer Nectar uses risk-based pricing: your rate is personalised to your unique circumstances and is fixed for the life

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Same-day funding in NZ: cut-off times & how to get paid today

 

In New Zealand, most Nectar Money customers are paid the same business day once their loan contract is e-signed and

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Secured Vs Unsecured Loans: What to Consider Before You Sign

 

What is the difference between secured and unsecured personal loans? The differences are significant and there's much to consider.

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What Loan Products does Nectar Money offer?

 

Nectar has a range of personal loans. There are many reasons to get a loan - we explain why.

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The personal loan verification process

 

How does the personal loan verification process work? What information do lenders need to know about your personal finances?

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How to apply for a personal loan

 

Everyone has different financial needs and goals, and understanding whether you need a personal loan is unique to everyone.

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