Home Improvements Loan

Make your house a home!

PersonalCompetitive rates

Time$1,000 - $30,000 unsecured

DayMoney in your account within a day

OnlineSimple, 100% online process

  • Feefo 2021 Award
  • Feefo 2022 Award

How much do you need for your renovations?


$1,000 $30,000

Repayments as low as




total payable

Why improve your home with a personal loan?


Expand your home

Instead of getting a mortgage and borrowing money against the value of your house, opt for an unsecured fixed rate personal loan. Getting a loan based on your credit history instead of your home's equity means you can use your loan as you see fit.

Fixed Interest Rate

Cover unexpected expenses

Complete that renovation project, add a deck, or upgrade your bathroom. Get on top of upgrades and replacements, such as roof repairs and broken water heaters.

Why choose Nectar to help with your home renovations?

Get your personalised loan quote
as soon as 6:10 am1

  • Simple, 7 minute application

    Apply online, get your personalised loan quote.

  • Choose a loan option

    Select the amount and payment option that suits you.

  • Receive funds as soon as today

    If approved, we aim to have the funds in your account the same day as your contract being signed online.

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Up front rates with no hidden fees


Loan sizes

$1,000 - $30,000

Establishment Fee

Establishment fee

$1.75 admin fee per repayment

Interest Rate

Interest rates (p.a)

8.95% - 29.95%

Loan Terms

Loan terms

6 months - 4 years

Loan features:

  • Loans are unsecured
  • No early repayment penalties
  • Your personalised interest rate is fixed for the life of the loan
  • Repayments can be made weekly, fortnightly or monthly depending on your pay cycle.

What our customers say about us

Our customers find Nectar simpler and faster than other lenders

Get your personalised loan quote in minutes with no obligation to accept1

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Terms and conditions
1 A Nectar Loan is subject to responsible lending checks, credit criteria and terms and conditions. Nectar’s personalised interest rates are from 8.95% p.a – 29.95% p.a fixed based on your unique circumstances. A $240 establishment fee and $1.75 admin fee per repayment applies. There are no early repayment penalties.