Online Loans

Nectar Money Sweeter

PersonalCompetitive rates

Time$2,000 - $40,000 unsecured

DayMoney in your account within a day

OnlineSimple, 100% online process

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We're changing the game to make it faster and more convenient for you to get a loan

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If I borrow

$20,000

my repayments
will be as low as

$105.24

per  

over  

total payable

Note: Calculator results are a guide to repayment amounts, based on a 11.95% p.a. interest rate. A Nectar Money loan requires an application form to be completed. Responsible lending checks must then be successfully performed. Lastly, our standard lending criteria must be fulfilled. Results include a $240 establishment fee and $1.75 admin fee per repayment. Interest rates are from 11.95% p.a – 29.95% p.a fixed based on your unique circumstances.

Get your personalised loan quote as soon as 9:27 am*

  • Simple, 7 minute application

    Apply online today and get your personalised loan quote.

  • Choose a loan option

    Select the amount and payment option that suits you.

  • Receive funds as soon as today

    If approved, we aim to have the funds in your account the same day as your contract being signed online.

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* A Nectar Money loan is subject to responsible lending checks, credit criteria and terms and conditions.
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Note: Details above are illustrative only.

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Our latest resources

Keen to better manage your personal finances or understand how personal loans work? We explain how to make better financial decisions, regardless of your personal situation

Home Improvement Loan Guide for New Zealand

 

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This guide explores practical tips to enhance financial wellness, focusing on setting goals, managing budgets, and smart borrowing strategies.

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Love, Celebrate, Finance: Guide to Smart Wedding Loans in NZ

 

A wedding loan allows couples to plan a memorable day without compromising their long-term financial stability.

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Get your personalised loan quote in minutes with no obligation to accept1

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Terms and conditions
1 A Nectar Money loan is subject to responsible lending checks, credit criteria and terms and conditions. Nectar Money’s personalised interest rates are from 11.95% p.a – 29.95% p.a fixed based on your unique circumstances. A $240 establishment fee and $1.75 admin fee per repayment applies. There are no early repayment penalties.