Keen to better manage your personal finances or understand how personal loans work? We explain how to make better financial decisions, regardless of your personal situation.
Two loan offers can look remarkably similar until you put the details beside each other. One has a smaller repayment. Another has a shorter…
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If you are comparing borrowing options, peer lending can sound straightforward. You apply online, the money is arranged, and the loan moves ahead if…
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If you are comparing loan calculators, the first number to check is not always the weekly or fortnightly repayment. The more useful question is…
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Buying a motorcycle is one decision. Sorting the finance is another. If you are choosing between a new bike and a used one, it…
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Buying a boat usually turns out to be a decision about more than the purchase price. If you are thinking about borrowing to buy…
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Quick answer An easy unsecured personal loan is not simply the loan with the shortest application form. For a self-employed New Zealander, the easier…
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Quick answer A personal loan can make sense for essential home maintenance before winter when the work protects your home, prevents a more expensive…
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Quick answerCar loan refinancing involves replacing your existing vehicle loan with a new loan, typically to seek a more manageable repayment structure, clearer terms,…
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Quick answer Your credit score can influence how a lender assesses a loan application, but it is not the only factor and there is…
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