Keen to better manage your personal finances or understand how personal loans work? We explain how to make better financial decisions, regardless of your personal situation.
Quick answer A personal loan can make sense for a large insurance excess when paying the excess upfront would disrupt your household or business…
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Quick answer Before choosing a personal loan for medical or dental treatment, compare the total amount repaid, not just the weekly or fortnightly payment.…
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Quick answer Car repair financing can help spread the cost of an essential repair when paying the full bill would disrupt your budget. For…
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Quick answer Car finance with a balloon payment can reduce your regular repayment by leaving a larger lump sum to pay at the end…
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Quick answer A car repair loan may help spread the cost of essential repairs, but it is not automatically the best choice. First separate…
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Quick answer A balloon payment car loan is a vehicle loan where you make regular repayments during the loan term, then pay a larger…
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A loan decline can leave you wondering whether to try again straight away or wait. The answer depends less on the calendar and more…
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Quick answer A soft check is generally used to help you understand possible borrowing options or pricing without being treated like a full application…
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Quick answer Debt consolidation is usually worth considering when it reduces the cost of your existing debts, gives you a repayment term you can…
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