Keen to better manage your personal finances or understand how personal loans work? We explain how to make better financial decisions, regardless of your personal situation.
Quick answer The lowest weekly repayment is not always the cheapest, safest or most practical way to buy a vehicle privately in New Zealand.…
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Quick answer Secured car finance is often a better fit when you are buying an eligible vehicle and want the loan tied to that…
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Quick answer Start by checking whether the battery issue is covered by the vehicle’s warranty, insurance policy, manufacturer support or a specialist repair option.…
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Quick answer A personal loan can make sense for a large insurance excess when paying the excess upfront would disrupt your household or business…
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Quick answer Before choosing a personal loan for medical or dental treatment, compare the total amount repaid, not just the weekly or fortnightly payment.…
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Quick answer Car repair financing can help spread the cost of an essential repair when paying the full bill would disrupt your budget. For…
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Quick answer Car finance with a balloon payment can reduce your regular repayment by leaving a larger lump sum to pay at the end…
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Quick answer A car repair loan may help spread the cost of essential repairs, but it is not automatically the best choice. First separate…
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Quick answer A balloon payment car loan is a vehicle loan where you make regular repayments during the loan term, then pay a larger…
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