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Keen to better manage your personal finances or understand how personal loans work? We explain how to make better financial decisions, regardless of your personal situation

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Will Applying for a Loan Affect My Credit Score?

Applying for one loan will not negatively affect your credit score - credit bureaus expect borrowers to apply for loans.

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Why Using a Personal Loan to Renovate Your Bathroom is Better Than a Credit Card

When you borrow money with a personal loan, you know exactly how much you can spend on your bathroom renovation.

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Will My Credit Score Drop if I Apply for Too Many Loans?

Credit reporting agencies review payment history for credit cards, mortgages, loans and household bills, and the number of credit enquiries.

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Online Applications to Borrow Money in New Zealand

Nectar enables you to borrow money without leaving your home - complete our secure online application and verify your information.

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Personal Loans in New Zealand

Need a personal loan? You may be consolidating debt, paying off your credit cards, purchasing furniture or remodelling your kitchen.

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New Zealand Personal Loan for Debt Consolidation in 2021 and 2022

If you're carrying high-interest debt, you may be overwhelmed by monthly payments and want to reduce payments and interest rates.

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