Resources | Nectar

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Keen to better manage your personal finances or understand how personal loans work? We explain how to make better financial decisions, regardless of your personal situation

Check out our resources

Category: Applying for a loan

Can I apply jointly with someone else?

Yes you can, and this may allow you to borrow a higher limit. If your loan offer is below what

Why did I not receive a loan quote / why was my application declined?

There are a number of reasons why Nectar Money may not have been able to present you with a personalised

What is a Repayment Waiver?

Nectar Money recommends you consider a Repayment Waiver to protect against unforeseen circumstances such as disablement, redundancy, serious illness or

Can I borrow more money or Top Up my loan?

Yes there are several ways to access more cash. 1) Flexi Drawdown within 60 days. If your application was approved

Is my banking information safe / is my data secure?

We use encrypted, bank‑grade technology with read‑only access to your bank data for verification. Your information is protected under NZ

What is the status of my loan application?

To review the status of your application, please log in to your account dashboard, and go to ‘Applications’. Processing your application as

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