Blog

Understanding your credit score. How do you measure up?

Understanding your credit score and what you can do to change it is important. Be in control of your credit.

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What is a credit score and why you should care?

Your credit score is a number from 0-1,000 used to describe your credit history. It represents your personal creditworthiness.

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Will My Partner’s Debt Affect My Credit Score?

If you're applying for a personal loan, you can be assured it will be assessed on your individual credit history.

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Will Applying for a Loan Affect My Credit Score?

Applying for one loan will not negatively affect your credit score - credit bureaus expect borrowers to apply for loans.

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Will My Credit Score Drop if I Apply for Too Many Loans?

Credit reporting agencies review payment history for credit cards, mortgages, loans and household bills, and the number of credit enquiries.

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Should You Pay for a Credit Report in One Day?

In the next several months many people will attempt to borrow money in New Zealand. Before doing so, it is

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