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Keen to better manage your personal finances or understand how personal loans work? We explain how to make better financial decisions, regardless of your personal situation

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What is a credit score and why you should care?

Your credit score is a number from 0-1,000 used to describe your credit history. It represents your personal creditworthiness.

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Don’t Be a Statistic: Solving Credit Card Debt with a Personal Loan

People have trouble paying off their credit cards - it’s easy to use your card without thinking about the

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Top 3 Reasons People Use Personal Loans

We discuss the top three reasons people use personal loans: debt consolidation, emergency money and personal expenses.

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Will My Credit Score Drop if I Apply for Too Many Loans?

Credit reporting agencies review payment history for credit cards, mortgages, loans and household bills, and the number of credit enquiries.

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Can I get a personal loan if I am a student?

If you’re an adult student and looking at education with Learning People, check out this article for loan options.

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