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Resources | Nectar

Our latest resources

Keen to better manage your personal finances or understand how personal loans work? We explain how to make better financial decisions, regardless of your personal situation

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Category: Applying for a Loan

What interest rate will I get and how is it calculated?

 

Short answer Nectar uses risk-based pricing: your rate is personalised to your unique circumstances and is fixed for the life

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Same-day funding in NZ: cut-off times & how to get paid today

 

In New Zealand, most Nectar Money customers are paid the same business day once their loan contract is e-signed and

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Secured Vs Unsecured Loans: What to Consider Before You Sign

 

What is the difference between secured and unsecured personal loans? The differences are significant and there's much to consider.

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What Loan Products does Nectar Money offer?

 

Nectar has a range of personal loans. There are many reasons to get a loan - we explain why.

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7 Reasons You May Be Denied A Personal Loan

 

Personal Loans are hugely helpful for a range of people, at different life stages, and for various reasons.

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What You Need to Know When You Apply for Your First Loan

 

Your first loan application will lay a foundation for future borrowing and set you up for financial independence.

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