Apply now
Resources | Nectar

Our latest resources

Keen to better manage your personal finances or understand how personal loans work? We explain how to make better financial decisions, regardless of your personal situation

Check out our resources

What types of debt should be avoided?

 

Types of debt to avoid include those with high interest rates and high fees. Understand the fees involved when borrowing.

Read More

What interest rate will I get and how is it calculated?

 

Short answer Nectar uses risk-based pricing: your rate is personalised based on your unique circumstances and is fixed for the

Read More

Same-day funding in NZ: cut-off times & how to get paid today

 

In New Zealand, most Nectar Money customers are paid the same business day once their loan contract is e-signed and

Read More

Navigating Moving Costs: How Personal Loans Can Help Renters in New Zealand

,  

A personal loan can offer renters in NZ flexible, fast support when it's needed most.

Read More

Holiday Loans NZ : A Complete Guide for Kiwis

,  

Kiwis need to fund holidays. Sometimes that means a holiday loan for their dream trip or for urgent travel needs.

Read More

A Smarter Secured Car Loan Option for Kiwis

,  

We’ve introduced a flexible, borrower-first secured car loan. Combines the benefits of personal loans with the strength of secured financing.

Read More

Secured Vs Unsecured Loans: What to Consider Before You Sign

 

What is the difference between secured and unsecured personal loans? The differences are significant and there's much to consider.

Read More