To save time before you apply to Nectar, it’s best to make sure you can say yes to the following:
- I am aged over 18,
- I have no serious bad debts or payment defaults,
- I have an income of $400 per week (after tax) or more,
- I am a permanent resident or citizen of New Zealand,
- I have a NZ drivers licence or NZ passport,
- I can make the estimated repayment amount quoted in the repayment calculator.