Frequently Asked Questions

Who can borrow from Nectar?/Will I qualify?

Nectar loans fit a wide variety of customers because each loan is tailored to each person’s unique credit situation and history.

Our loan process is very quick and we will keep you informed along the way.

Borrowers must:

  • Be 18 years old or over.
  • Be a NZ citizen or permanent resident.
  • Have a NZ drivers license or NZ passport.
  • Have a NZ bank account.
  • Have an income of $400 per week (after tax) or greater.
  • Not have any significant unpaid defaults or previous bankruptcies.