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Frequently Asked Questions

How is Nectar different from other lenders?

Nectar offers loans that are faster than a bank, easier than credit cards and cheaper than finance companies. Being 100% online means our costs are significantly cheaper than traditional lenders meaning lower fees for you. We use a large amount of data to better understand your unique circumstances and offer rates and terms that are tailored to you.

Finally our highly automated technology allows you to complete our process 100% online and, if approved, receive a pre-qualification instantly which includes your interest rate, borrowing ceiling, and repayment options – in many cases without even speaking to anyone.