Support for customers during COVID-19. Find out more

Frequently Asked Questions

How is Nectar different from other lenders?

Nectar offers loans that are faster than a bank, cheaper than credit cards and easier than finance companies. Being 100% online means our costs are often cheaper than traditional lenders meaning lower fees and interest rates for you. We use a wide range of data to better understand your unique circumstances and offer rates and terms that are tailored to you, and your borrowing requirements.

Finally our highly automated technology allows you to complete our process 100% online and receive a personalised loan quote instantly which includes your interest rate, borrowing ceiling, and repayment options – in many cases without even speaking to anyone.