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Frequently Asked Questions

How do I get a loan?

Our simple loan process is 100% online. It takes about 7 minutes to complete our loan process and if successful we will instantly provide you with a personalised loan quote including your eligible loan amount, interest rate and repayment options (6 months – 4 years). There are some exceptions to this where we require additional information.

Our staff with then review all information, and if all is in order, email you a loan contract which you can sign electronically. We will contact you along the way if necessary.

Funds are then sent to your bank account and usually available the same day.

For the application process you will need to provide:

  • Your NZ drivers license or NZ passport details.
  • Access to internet banking or 6 months bank transaction history (showing your income and expenses).
  • Information about your employment, living arrangements and financial situation.

Currently loans will be processed.

Monday – Friday: 9:00am – 6.00pm
Saturday: 10:00am – 2:00pm

Outside these hours your loan will be processed the next business day.