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Frequently Asked Questions

How can Nectar provide me with a loan offer in 7 minutes, and cash in my bank account today?

Nectar uses advanced digital technology to do almost everything online, in real time, including processing your information, analysing your credit and bank history and, if you are approved, presenting you with a loan offer including your interest rate, loan amount, and repayment options (6 months – 4 years).

Once you have selected a loan offer and completed the online process, our team will process your loan, contact you if necessary, and then email you an electronic contract. Once your contract is signed we will make payment to your bank account.

If your application is outside our parameters for processing online our team will contact you for additional information. Unfortunately this will delay the time it takes to provide an answer. Your application is important to us and we will get to it as quickly as possible.

Currently loans will be processed.

Monday – Friday: 9:00am – 6:00pm
Saturday: 10:00am – 2:00pm

Outside these hours your loan will not be processed until the next working day.