Debt Consolidation Loans

Take control of your debt today!

PersonalCompetitive rates

Time$1,000 - $30,000 unsecured

DayMoney in your account within a day

OnlineSimple, 100% online process

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If you consolidate your debt, what would your repayments be?


$1,000 $30,000

Repayments as low as




total payable

The benefits of a debt consolidation loan


Simplify with a single payment

A single weekly, fortnightly or monthly repayment is easier to manage, and means no more time spent worrying about covering many repayments at once.

Fixed Interest Rate

Fixed interest rate

With a debt consolidation loan from Nectar your interest rate and repayment amount is fixed for the life of the loan. You’ll know exactly what your repayments are and how many of them you’ll need to make in order to pay off your loan.

Why choose Nectar to consolidate your debt?

Get your personalised loan quote
as soon as 3:10 pm1

  • Simple, 7 minute application

    Apply online, get your personalised loan quote.

  • Choose a loan option

    Select the amount and payment option that suits you.

  • Receive funds as soon as today

    If approved, we aim to have the funds in your account the same day as your contract being signed online.

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Up front rates with no hidden fees


Loan sizes

$1,000 - $30,000

Establishment Fee

Establishment fee

$1.75 admin fee per repayment

Interest Rate

Interest rates (p.a)

8.95% - 29.95%

Loan Terms

Loan terms

6 months - 4 years

Loan features:

  • Loans are unsecured
  • No early repayment penalties
  • Your personalised interest rate is fixed for the life of the loan
  • Repayments can be made weekly, fortnightly or monthly depending on your pay cycle.

What our customers say about us

Our customers find Nectar simpler and faster than other lenders

Get your personalised loan quote in minutes with no obligation to accept1

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Terms and conditions
1 A Nectar Loan is subject to responsible lending checks, credit criteria and terms and conditions. Nectar’s personalised interest rates are from 8.95% p.a – 29.95% p.a fixed based on your unique circumstances. A $240 establishment fee and $1.75 admin fee per repayment applies. There are no early repayment penalties.