At Nectar Money, we’re a team of passionate New Zealanders on a mission:
To deliver the simplest, fastest, and most transparent way for Kiwis to get a personal loan.
We believe borrowing should fit around your life—not the other way around. That’s why we built Nectar Money from the ground up as a 100% digital lending experience, accessible 24/7 from your phone. No paperwork. No queues. No awkward conversations. Just a smart, smooth process that puts you in control.
Need funds in a hurry?
Our real-time credit decision technology gives you a personalised loan quote in as little as 7 minutes.* Choose the option that suits you, and if approved, we’ll get the money to your account—usually the same day.
Fast applications – Apply online in 7 minutes, no paperwork required.
Smart technology – Real-time decisions, transparent outcomes.
Zero awkwardness – No judgement, no unnecessary questions.
Designed for Kiwis – Local support, tailored solutions.
We go beyond traditional credit scores. By combining multiple data sources, we build a 360-degree view of your financial situation. That means we can offer the right loan at the right price, with flexible terms that reflect the real you—not just a number on a report.
You can explore your loan options anonymously, or reach out to our friendly Kiwi-based team if you have questions. Either way, we’re here to make lending less stressful and more human.
And hello to fast, secure, fully digital lending. With no charges for early repayment, Nectar Money is built for flexibility, fairness, and financial confidence.
Discover a smarter, faster way to borrow—with Nectar Money.
* A Nectar Money loan is subject to responsible lender inquiries and credit criteria.
