Online Loans

Nectar Money Sweeter

PersonalBorrow $2k - $40k

OnlineInterest rates from 11.95% p.a*

Time7-minute personalised quote

DaySame-day payout if approved

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We're changing the game to make it faster and more convenient for you to access online loans

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If I borrow

$20,000

my repayments
will be as low as

$105.24

per  

over  

total payable

*Calculator results are a guide to repayment amounts, based on a 11.95% p.a. interest rate. A Nectar Money loan requires an application form to be completed. Responsible lending checks must then be successfully performed. Lastly, our standard lending criteria must be fulfilled. Results include a $240 establishment fee and $1.75 admin fee per repayment. Interest rates are from 11.95% p.a – 29.95% p.a fixed based on your unique circumstances.

Get your personalised loan quote as soon as 9:23 pm*

  • Simple, 7 minute application

    Apply online today and get your personalised loan quote.

  • Choose a loan option

    Select the amount and payment option that suits you.

  • Receive funds as soon as today

    If approved, we aim to have the funds in your account the same day as your contract being signed online.

Check your rate
* A Nectar Money loan is subject to responsible lending checks, credit criteria and terms and conditions.
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Up front rates with no hidden fees

Unsecured

Loan sizes

$2,000 - $40,000

Establishment Fee

Establishment fee

$240
$1.75 admin fee per repayment

Interest Rate

Interest rates (p.a.)

11.95% - 29.95%

Loan Terms

Loan terms

6 months - 5 years

Loan features:

  • No early repayment penalties
  • We fix your personalised interest rate for the life of the loan
  • You can make repayments weekly, fortnightly or monthly depending on your pay cycle
Find out more about Nectar's interest rates and fees

Eligibility Criteria

You must be 18 or over;

You must have an income of $350 per week (after tax) or more;

You must be a permanent resident or citizen of New Zealand;

You must not have any serious bad debts or payment defaults;

You must have a New Zealand drivers license or New Zealand passport.

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Get your personalised loan quote in minutes with no obligation to accept1

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Terms and conditions
1 A Nectar Money loan is subject to responsible lending checks, credit criteria and terms and conditions. Nectar Money’s personalised interest rates are from 11.95% p.a – 29.95% p.a fixed based on your unique circumstances. A $240 establishment fee and $1.75 admin fee per repayment applies. There are no early repayment penalties.