Get a Great Mortgage Rate
Talk to one of our trusted mortgage advisers and get your home loan sorted fast, all online.
Get Started
Talk to one of our trusted mortgage advisers and get your home loan sorted fast, all online.
Get Started
Whether you’re looking your first home or taking your next steps - we can help from mortgage pre-approval through to settlement.
Want to know if you could be paying less on your mortgage? We can do the leg work and see if there’s a better interest rate, incentive, or structure available.
If you’re looking to grow your portfolio, our advisers can help prepare your lending proposal, get you in front of the right lenders and set you up for success.
Over 10,000 New Zealanders have sorted their finances with Nectar Money.
Meet your adviser, share your documents, and get everything sorted online – no branch visits required.
Our mortgage advisers take the time to understand your situation, then help you compare suitable options from our lender panel, so you can move forward with confidence.
We work with over a dozen mortgage lenders, including the major banks. This means your application has a better chance of getting in front of the right lender.
Trusted Customer
Trusted Customer
Trusted Customer
Trusted Customer
Trusted Customer
Trusted Customer
Trusted Customer
Trusted Customer
Usually, no. In most cases there’s no upfront cost for our mortgage advice because we’re paid a commission by the lender if your loan settles. If you take out a loan with a non-bank or second-tier lenders, a broker fee may apply. If you repay or refinance early, a fee may also apply in some cases if the lender claws back our commission. We’ll let you know about upfront about any potential fees.
A Nectar adviser will give you a call, usually the same working day, to chat about your situation and how we can help.
Yes. Meetings, documents, applications, and signing can all be done online.
Get in touch! Our team works with all kinds of lending situations, including low-equity, multiple asset and non-conforming mortgages. We also have access to non-bank lenders with a range of lending criteria. Simply request a callback or email us at [email protected], and we can talk through your unique situation.
No – we’re happy to help new and existing Nectar Money customers with their home loan needs.
Usually photo ID, bank statements, proof of income, and details of your debts and expenses. Your adviser will confirm what’s needed after your first call.
Yes. Your adviser can send you a secure Illion bank statement link so you can share your statements in a couple of clicks.
While banks usually ask for a 20% deposit for residential lending, and 40% for investment property, many banks do offer lower-deposit lending. Simply give us a call, and we can talk through what options might be available to you.
Request a callback and we’ll be in touch.