For every loan funded by 31 March 2021, you go in the draw to win 1 of 3 $1,000 cash prizes. More information here.

Here’s something to smile about

Simply consolidate all your loans into one easy to manage debt consolidation loan from Nectar, and you could be relaxing this summer with $1,000 in your pocket, or swimwear.

Apply and enter your unique code Summer and be in to win 1 of 3 $1,000 prizes+

+For every loan funded by 31 March 2021, you go in the draw to win 1 of 3 $1,000 cash prizes. Nectar’s lending criteria apply. Interest rates are based on your unique profile, and range between 8.95% p.a. and 29.95% p.a. fixed for the life of the loan. Loans are subject to a one-time establishment fee of $240.

The details above and these terms and conditions are the rules for the ‘Win 1 of 3 $1,000 cash prizes’ prize draw (Rules).

· The Rules apply to every applicant for whom a loan is settled between 12 February 2021 and 31 March 2021 (Participant).

· The draw will be made at 5pm on 5 April 2021. The three winners will be announced as soon as possible afterwards.

· Nectar can cancel or change the draw or any of the Rules at any time for any reason.

· No nectar staff, directors, shareholders, their spouses or relatives will be permitted to enter the competition.

· Only one entry per participant.

· You can be disqualified if you breach any of the Rules.

· If you win, we will publish your first name citing connection with Nectar and the draw.

· We won’t be responsible for any costs, losses or damages incurred by you or anyone else in connection with the draw.

· We agree to observe your privacy rights under the Privacy Act 1993. You can read more about this in our privacy policy.

· The Rules will be governed by New Zealand law.

If you win:

· If we can’t get hold of you within 48 hours, we will re-draw and find another winner. So please check your emails and keep your phone handy.

· We will deposit the $1,000 (without deduction) into your nominated bank account. Please be aware that this payment may take several days to clear before funds can be drawn.

· The $1,000 payment is personal to you and cannot be tranferred to someone else unless we agree. If you cannot accept the prize for any reason, we will re-draw.

· If you are disqualified for breach of the Rules, we will re-draw.

· There may be tax implications on receiving the money. We suggest that you get your own tax advice.