Whether it's to cover an unplanned expense, improve your home or consolidate debt, Nectar is here to help.
Our friendly, understanding staff are available to answer your questions by phone, email or online chat.
Consolidate multiple loans into one payment
Buy a car, take a trip, upgrade your home or do something else for you
Take control and pay off unexpected expenses
Nectar
Minutes*
Banks
Hours or days
Finance Companies
Hours or days
Nectar
As early as today
Banks
Days
Finance Companies
Days
Nectar
11.95% - 29.95%
Banks
13.95% - 19.95%
Finance Companies
Often one rate for everybody
Nectar
$240
Banks
$240+
Finance Companies
$250+
Nectar
100% online, minimal documentation
Banks
Extensive paperwork
Finance Companies
Paperwork & in-person verification
Nectar
$1,000 - $15,000
Banks
$3,000+
Finance Companies
$500+
Nectar
6 months - 3 years
Banks
1 year - 5 years
Finance Companies
6 months - 7 years
Nectar
None
Banks
Common
Finance Companies
Yes
* If your application is outside our parameters for processing online, it will delay the time it takes to provide an answer.
** The above information is a generalised summary information and is accurate as at May 2017
