The fastest personal loan you've ever had - or we'll pay your fees*

Time$1,000 - $25,000 unsecured

DayMoney in your account within a day

OnlineSimple, 100% online process

PersonalCompetitive, personalised rates

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  • Feefo 2020 Award
  • Feefo 2021 Award

We’re so confident about our quick & simple 100% online process, that for a limited time Nectar will pay your establishment fee ($240) if we’re not the fastest personal loan you’ve ever had.*

Check out how much you could get.


$1,000 $25,000

Repayments as low as




What our customers say about us

*Fastest Personal Loan Terms and conditions

  • Once you have drawn down a Nectar loan, email us to let us know how the experience was. Let us know if we were not the fastest personal loan you have ever had and we will credit the establishment fee on your loan back to your account – no questions asked!
  • Nectar’s usual credit criteria and responsible lending process applies.
  • Full T&Cs here.

Why choose Nectar for a personal loan?

Get your offer and rate
as soon as 4:38 am

  • Simple, 7 minute application

    Apply online, tell us about yourself and the loan you need.

  • Get your rate and offer instantly

    We don't muck around. You can receive your personalised rate and offer instantly after completing your application.

  • Receive funds as soon as today

    If approved, we aim to have the funds in your account the same day as your contract being signed online.

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Up front rates with no hidden fees


Loan sizes

$1,000 - $25,000

Establishment Fee

Establishment fee


Interest Rate

Interest rates (p.a)

8.95% - 29.95%

Loan Terms

Loan terms

6 months - 4 years

Loan features:

  • No early repayment penalties
  • Your personalised interest rate is fixed for the life of the loan
  • Repayments can be made weekly, fortnightly or monthly depending on your pay cycle.

Get your rate and offer in minutes with no obligation to accept

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