Blog - Sharing our thoughts

Tips on What You Need to Get a Personal Loan

We discuss the documents you'll need to apply for a personal loan, and checking your credit history and interest rates.

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Top 3 Reasons People Use Personal Loans

We discuss the top three reasons people use personal loans: debt consolidation, emergency money and personal expenses.

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Will Applying for a Loan Affect My Credit Score?

Applying for one loan will not negatively affect your credit score - credit bureaus expect borrowers to apply for loans.

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Why Using a Personal Loan to Renovate Your Bathroom is Better Than a Credit Card

When you borrow money with a personal loan, you know exactly how much you can spend on your bathroom renovation.

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Will My Credit Score Drop if I Apply for Too Many Loans?

Credit reporting agencies review payment history for credit cards, mortgages, loans and household bills, and the number of credit enquiries.

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Online Applications to Borrow Money in New Zealand

Nectar enables you to borrow money without leaving your home - complete our secure online application and verify your information.

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